Credit Portfolio Manager

At Lendo, we are a fast-growing FinTech company on a mission to revolutionize the financial landscape in Saudi Arabia. With our cutting-edge digital lending platform, we aim to empower businesses by providing fast, secure, and transparent access to finance. As we continue to expand, we are looking for a talented Credit Portfolio Manager to join our team and contribute to the ongoing success of our lending operations. If you're someone who thrives in a dynamic environment and excels in credit analysis and portfolio management, we’d love to hear from you!

Key Responsibilities:

• Analyze both qualitative and quantitative borrower data to assess financial performance and creditworthiness.
• Monitor the credit portfolio to assess associated risks and ensure compliance with credit policies.
• Evaluate credit data, financial statements, and other legal documents to assess lending risks.
• Perform in-depth analysis of financial transactions, cash flow, and credit history for existing or prospective clients.
• Conduct ratio, trend, and cash flow analyses to create projections.
• Provide comprehensive insights on investment outlooks.
• Prepare detailed reports on risk analysis and financial standing.
• Routinely monitor loans for compliance with company policies.
• Draft models to predict credit trends and patterns.
• Adhere to legal, compliance, and market risk-related guidelines

Qualifications:

• Minimum of 2 years of experience in credit analysis or a related field.
• Bachelor’s degree in Finance, Risk Management, or a related discipline.
• Strong skills in assessing creditworthiness and evaluating financial data.
• Ability to analyze both qualitative and quantitative borrower information.
• Experience in monitoring credit portfolios and managing associated risks.
• Fluent in both written and spoken English and Arabic (Arabic is essential).